The ‘’ web site (hereinafter, the “Site“) is owned and operated by Alovi & Co (“Alovi & Co” or “Company” or “us” or “we” or “our“). The Company takes the privacy of its customers seriously. Capitalized terms used but not defined herein will have the meaning attributed to it under the Terms and Conditions.

This Privacy Policy governs use of the Site. The policy also covers the online experiences and services provided by Alovi & Co through the Site (“Services“). It is designed to inform the user about our practices regarding handling, collection, use, and disclosure of information that you may provide. Please make sure that you read this entire Privacy Policy before using or submitting information to this Site. If you do not agree to the terms of this Privacy Policy, you are not authorized to use the Site.

By visiting the Sites, registering as a member, or using the Services, you acknowledge and accept the practices and policies outlined in this Privacy Policy. Furthermore, by providing us with Personal Information (as hereinafter defined) on this Site, you fully understand and unambiguously consent to the collection and processing of such information in the India in accordance with this Privacy Policy.

The Privacy Policy is subject to change. We reserve the right, at our discretion, to change, modify, add, or remove portions of the Privacy Policy at any time. Please check this page for updates periodically. If we make any material changes to the Privacy Policy, we will notify you here. Unless the law otherwise required, we do not provide notice of changes to the Privacy Policy and your use of the Site following any posted changes will indicate your acceptance of such changes.

This Privacy Policy explains and summarizes how we collect, use and protect your personal information as you interact with us online and through our customer and technical support. This Privacy Policy explains:

  • What information Skillz4life gathers from users of the Site.
  • How Skillz4life uses the personal information that you share with us and that we learn about you because of our relationship.
  • How Skillz4life uses “cookies” and “IP Addresses.”
  • What personal information, if any, Skillz4life may share about you with others and the conditions that protect your information if it must be shared.
  • What kind of security measures Skillz4life takes to protect your information from loss or disclosure and how Skillz4life will inform you in the event of a security breach.
  • The circumstances under which you can access your personal information you have shared with Skillz4life and have that information corrected, restrict Skillz4life ‘s use of that information, and even have it removed from our records.
  • Your Contact Preferences and Opt-Out Choices.  +

Our Security Practices

This Privacy Policy applies for Indian Customers only. Our Websites are hosted in India and are intended only for Indian visitors. Like almost every website, the Site may be accessed by an international audience. If you are a non-Indian visitor to our website, by visiting our website and providing us with data, you acknowledge and agree that your personal information may be processed for the purposes identified in this Privacy Policy. In addition, such data may be stored on servers located in India, which may have less stringent privacy practices than those your own resident jurisdiction. By providing us with your data, you consent to transfer of such data. Skillz4life will not be responsible for compliance with the laws of your jurisdiction and makes no representations, warranties or guarantees that it complies with privacy, data protection or cyber security laws and regulations outside India.

You have choices when it comes to how Skillz4life uses your personal information. When you register online with our Site or sign-up, you can choose not to receive information about merchandise, services and special promotional offers from us by direct mail and/or electronically, including by email and text message. If you elect not to receive such product marketing information by direct mail or electronically, Skillz4life may continue to contact you as necessary to service your account and process your transactions. You can change your preferences by following the instructions for opting out at the end of the marketing email, or by following the instructions for Account Information on the Site or by contacting Customer Service at

Keeping your account information accurate and up to date is very important, in order for us to provide you with excellent service. If your account information is incomplete, inaccurate or not current, please follow the instructions for My Account on our Websites to correct or update your account information online, or you may contact Customer Service at

You should be careful to maintain the secrecy of your passwords and/or account information and be responsible about protecting your personal information and identity whenever you are online.

Information that Skillz4life Collects

When you register an account on the Site, Skillz4life may collect the information that is personally identifiable such as names, addresses, e-mail address, phone number, personal URLs, photographs and credit card numbers (“Personal Information“).

In connection with employer reviews, work history information, and other content you may contribute, Skillz4life (and/or its third party service providers) will collect a wide variety of employee and salary-related information on a voluntary basis. Please be aware that while some pieces of information that you provide to us would not be sufficient to identify you when seen by another user without any context, the combination of different pieces of information that you have provided for viewing by other users, or any contextual information, may allow other users to identify you.

As you use the Services, certain information that is not Personal Information may also be collected passively, including your Internet protocol (IP) address, browser type, domain name, operating system and referring website. Skillz4life may also use “cookies”, “pixel tags” and other Tracking Technologies (defined hereinafter), to enable functionality on our websites, as well as a variety of other ways to enhance or personalize your online browsing.

Skillz4life also works with third-party companies that use their tracking technologies (including cookies and pixel tags) on our websites in order to provide tailored advertisements on our behalf and on behalf of other advertisers across the Internet. These companies may collect information about your activity on our sites and your interaction with our advertising and other communications and use this information to determine which ads you see on third-party websites and applications.

Skillz4life may periodically conduct surveys of visitors to our Site for internal research purposes that may include marketing. If you choose to respond to such surveys, we may ask you for some Personal Information and/or may contact you for more information, but only if you have given us permission to do so.

Skillz4life may also receive Personal Information about you from outside the Site, for instance, from third parties that provide services for us that are related to the Services. We may add this information to the information we have already collected from you via our Services.

Public Posting

One of the purposes of the Services is for Members to share content with other Users. Therefore, you should assume that any information that you post to the publicly available areas of the Sites will be made available to other Users of the Services and the public at large. We provide you the ability to anonymously post certain comments under a chosen username, in which case we will not include your contact information (i.e., email address) on the Sites in connection with such comments. However, our internal records may associate your contact information with such comments.

If you provide feedback about the Services to us, we may use and disclose such feedback for any purpose, provided we do not associate such feedback with your Personal Information. We will collect any information contained in such feedback and will treat the Personal Information in it in accordance with this Privacy Policy.


By using the services on this site, you agree to the terms of this Privacy Policy. Whenever you submit information via this site, you consent to the handling, collection, use and disclosure of such information (including to third parties) in accordance with this Privacy Policy and the laws applicable for the time being in the territory of India. The information collected by Skillz4life through various publications, websites and other services or such information collected through contests, vote in polls, opinions, subscriptions such as our online newsletters or participation in one of our online forums or communities, should be strictly subjected to the application of this Privacy Policy. We may also collect certain non-personally identifiable information when you visit many of our web pages such as the type of browser, operating system and the domain name. Information that we collect has already been elaborated above.

Site Usage Information

Skillz4life (including its third party service providers) may inactively collect from information from you that is not Personal Information. In addition to the information collected as described above, Skillz4life may also collect information about your browsing behaviour, such as the date and time you visit the Site, the areas or pages of the Site that you visit, the amount of time you spend viewing the Site, the number of times you return to the Site and other click-stream data. This helps us assist you by allowing us to understand how visitors use our Site. This data also becomes part of your unique profile and allows us to make your browsing experience beneficial. We, or a third party designated by us (such as Google Analytics), may also collect information from your activities on the Site as well as other sites for the purpose of providing advertisements and other content that is customized to your interests and preferences. To accomplish all this, and also to allow us to offer our customers streamlined ordering and other useful features, we, as do many web sites, use and allow our third party advertising companies to use the technologies listed below and other similar technologies (the “Tracking Technologies“):

Cookies and Clear GIFs – Skillz4life may use cookies to collect the non-personal information described above. A cookie is a piece of information that is typically stored on the hard drive of your computer when you access the Site. Skillz4life may use both session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) for a variety of tasks, for instance, to store your login information (if any) and your personal preferences for the Services. You can decline cookies, but by doing so, you may not be able to use certain features on the Site. Cookies help collect anonymous and aggregate advertising metrics, such as counting page views, promotion views or advertising responses. Cookies also track where you travel on a site and what you look at and purchase. Pixel tags in our emails may be used to track your interactions with those messages, such as when you receive, open, or click a link in an email message from us. These technologies may also be used to collect information about your visit, including the pages you view, the features you use, the links you click, other actions you take in connection with the sites and our online ads. A clear GIF is typically a small, transparent image located on a web page or in an e-mail or other type of message, which is retrieved from a remote site on the Internet enabling the verification of an individual’s viewing or receipt of a web page or message.

IP Address Tracking and Clickstream Data – In addition to cookies, pixel tags and clear GIFs, Skillz4life also automatically collects information about your server’s Internet address when you visit our Site. This information, known as an Internet Protocol address, or “IP Address”, is a number that is automatically assigned to your computer by your Internet service provider whenever you are on the Internet. When you view pages from our Site, our servers may “log” your IP Address and sometimes your domain name. Our server also may record the page that linked you to us and related information including any ads you may have clicked on. Such information is known as “Clickstream Data”.

Email Interconnectivity – If you receive email from us, we may use certain tools to capture data related to when you open our message, click on any links or banners it contains and make purchases.


Mobile Device Identifiers

You may be visiting the Site from your mobile device. Certain mobile service providers uniquely identify mobile devices and we or our third-party service providers may receive such information if you access the Site through mobile devices. Some features of the Site may allow for the collection of mobile phone numbers and we may associate that phone number to mobile device identification information. Furthermore, some mobile phone service providers operate systems that pinpoint the physical location of devices that use their service. Depending on the provider, we or our third-party service providers may receive this information.

General use of information 

  • All your Personal information will be stored in Skillz4life secured servers and may be shared with third parties in accordance with this Privacy Policy. Skillz4life may use your transaction or profile data by merging it in a larger set of data without any specific references to you as an Individual. This merged data can in turn be used to show appropriate information which we think may be useful to you on the pages you visit.
  • Skillz4life may use Personal Information in connection provision of the Services, respond to requests that you make, including performing technical support, to improve the Sites and Services, to better tailor the features, performance and support of the Services, to perform investigations consistent with this Privacy Policy, to provide you with information we believe may be of interest including mailing our circulars and special offers, for editorial and feedback purposes, for internal marketing and promotional purposes, for a statistical analysis of your browsing behaviour, for content improvement, for protection against fraud and error, and to customize the content and layout of the Site (collectively, “Information Usage”). Skillz4life will not knowingly use a mobile phone number for marketing purposes without first obtaining your consent. In connection with Information Usage, we may combine information we collect on the Site with information we receive from other sources. We do not sell Personal Information and we do not disclose Personal Information to any other party, except as set forth in this Privacy Policy. Unless otherwise provided in this Privacy Policy, any non-Personal Information you transmit to the Site or we collect from the Site will be treated as non-confidential and non-proprietary and you agree that we may use any such non-Personal Information (together with any ideas, concepts, know-how, or techniques contained therein) in any manner, for any purpose, without credit or compensation to you.
  • The information Skillz4life collects in connection with our online forums and communities is used to provide an interactive experience. The information may also be used in the aggregate to analyze site usage, as well as to offer you products, programs, or services. 
  • We may provide your Personal Information to our associates and to companies acting as our authorized agents or partners in providing our service or co-branded services to you and in connection with Information Usage. We screen and reasonably determine to be reputable any third party to whom we disclose such information and we require such third parties to agree to use the Personal Information only for such specified purposes. Each of our partners must agree to implement and maintain reasonable security procedures and practices appropriate to the nature of your Personal Information in order to protect your Personal Information from unauthorized access, destruction, use, modification or disclosure. If we merge, or sell or otherwise transfer our assets, Site or operations, we may disclose or transfer your Personal Information in connection with such transaction. 
  • In the event Skillz4life goes through a business transition such as a merger, acquisition by another company, or sale of all or a portion of its assets, including pursuant to bankruptcy, you acknowledge that your Personal Information may be among the assets transferred. 
  • Skillz4life shall disclose information we maintain when we believe in good faith that we are required to do so by law, for example, in response to a court order or a subpoena or to protect the rights, properties or safety of Skillz4life, our users or others. We also may disclose such information in response to a law enforcement agency’s request.
  • We may (and you authorize us to) disclose or retain, for as long as is reasonably necessary to accomplish the below, information we have collected from and about you (including Personal Information) if we believe in good faith that such disclosure or retention is necessary to:
  • Comply with relevant laws or to respond to valid subpoenas or warrants served on us or to other government requests:
  • To enforce our Terms & Conditions and Privacy Policy
  • To protect and defend the rights or property of us, the users of our Services, or third parties
  • You can login to your account on our Websites if you want to review or change the information you provide to us. You may also contact us at

Security of Your Information

Skillz4life uses Secure Sockets Layer (SSL) technology to encrypt all of your Personal Information before it is transmitted to us so that it can be safeguarded as much as possible from being read or recorded as it travels over the Internet. You can tell you are sending information securely by the unbroken key icon or closed lock icon that appears at the bottom of your Internet browser’s window. These icons will appear when you are placing an order on our Site. In addition, you will see our Site address change slightly, from http: to https: indicating a secure server connection is being used. The computers that store your Personal Information are located in a separate facility which employs firewall and security technology. We employ these procedures to protect your Personal Information from unauthorized access.

You may be able to create an account on our Site with a username and password. We recommend you exercise extreme care in protecting your password information and do not publicly share any of your passwords. You are responsible for maintaining the strict confidentiality of your account password, and you are responsible for any access to or use of the Site by you or another person or entity using your password, whether or not such access or use has been authorized by or on behalf of you.


Security of Your Information

  • Skillz4life shall be solely responsible for the ensuring that all Sensitive Personal Information is collected, received, possessed, stored, dealt and handled in accordance with all applicable laws. Indian law requires all entities that collect, receive, possess, store, deal and handle personal information, including Sensitive Personal Information, to:
  • Publish a privacy policy to all Users detailing the manner in which Skillz4life will handle or dealing in personal information including Sensitive Personal Information and ensure that the same are available for view by all Users.
  • Obtain consent from all Users in writing through letter or Fax or email [or otherwise through any established electronic means] regarding purpose of usage before collection of such information.
  • Not collect sensitive personal data or information unless (a) the information is collected for a lawful purpose connected with a function or activity of Skillz4life or any person on its behalf; and (b) the collection of the sensitive personal data or information is considered necessary for that purpose.
  • While collecting Sensitive Personal Information, take such reasonable steps to ensure that the User knows: 
  • The fact that the information is being collected  
  • The purpose for which the information is being collected
  • The intended recipients of the information 
  • The name and address of the agency that is collecting the information; and the agency that will retain the information. 
  • Not retain that information for longer than is required for the purposes for which the information may lawfully be used or is otherwise required under any law for the time being in force.
  • Use such information for the purpose for which it has been collected. 
  • Permit the Users, as and when requested by them, to review the Sensitive Personal Information they have provided.
  • Ensure that any personal information or Sensitive Personal Information found to be inaccurate or deficient shall be corrected or amended as feasible.
  • Prior to the collection of information, including Sensitive Personal Information, provide an option to User to not to provide the data or information sought to be collected.
  • To provide each User, at any time, an option to withdraw its consent given earlier.
  • To keep all such information secure.

Please note that disclosure of Sensitive Personal Information by one Party to another requires, by law, the prior permission from the provider of such information (such as Users), unless such disclosure has been agreed to in the contract between a Party and the User. Therefore, if Skillz4life is required to collect, receive, possess, store, deal or handle personal information (including any Sensitive Personal Information), Skillz4life shall ensure that each such User has consented to (a) Skillz4life’s collection, receipt, possession, storage, dealing or handling of all such personal information, and (b) Skillz4life’s transfer and disclosure of the of the same.

For the purposes of this document, “Sensitive Personal Information” means personal relating to any individual’s:(i) password; (ii) financial information such as Bank account or credit card or debit card or other payment instrument details; (iii) physical, physiological and mental health condition; (iv) sexual orientation; (v) medical records and history; (vi) Biometric information; (vii) any detail relating to the above clauses as provided to anybody corporate for providing any service; and any of the information received under above clauses by body corporate for processing, stored or processed under lawful contract or otherwise: provided that, any information that is freely available or accessible in public domain or furnished under any law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of these rules.

Enforcement of Legal Obligations

The User acknowledges that Skillz4life may terminate the User’s account and remove the Content and other Network Data, as well as disable the User’s access to any and all Networks at any time for violations of this policy without notice and without any liability to the User. The User is solely responsible and liable for failure to comply with all applicable laws including privacy laws.

The User acknowledges that Skillz4life also reserves the right to remove, preserve, and disclose any information or Content or account it deems necessary or appropriate to (a) satisfy any applicable law, regulation, legal process or governmental request, (b) enforce this policy, including investigation of potential violations hereof, (c) detect, prevent, or otherwise address fraud, security, or technical issues, (d) respond to User support requests, (e) protect the rights, property, or safety of Skillz4life, its Users, and the general public, or (f) investigate or defend ourselves against third-party claims or allegations.

Links to Third Party Sites

Our Websites may contain links to third party sites. Please be aware, however, that Skillz4life is not responsible for and cannot control the privacy policies of these other sites or their practices. We encourage you to read the privacy policies for these other sites, as they may differ from ours. This Privacy Policy applies solely to personal information collected by Skillz4life.

We may allow advertisers to place advertisements on the Sites. Clicking on such advertisements will direct you to the website of a third party. These websites may use tracking technologies in connection with these advertisements and may collect information from you, which may include Personal Information. This Privacy Policy does not cover the collection of information by these third-party websites. For information about our advertising partners, please visit their websites through the links included in the presentation of the advertisements.

How to Opt-Out

If at any time you wish to stop receiving e-mail from us, you can always remove your name from our mailing list by sending an e-mail to stating that you wish to unsubscribe and indicating in the subject line of the e-mail “NO E-MAIL”. Although we will promptly remove your name from our e-mail list upon receiving your request, it is possible that you may still receive e-mails from us that had been initiated prior to your name being removed from our list.

If at any time you do not want to receive offers and/or circulars from us, you can always remove yourself from our mailing list by sending an e-mail to, indicating “NO SNAIL MAIL” in the subject line along with your name, address and zip code. Please note that our mailings are prepared in advance of their being sent. Although we will promptly remove your name from our mailing list upon receiving your request, you may still receive mailings from us that had been initiated prior to your name being removed from our list.

You may change your Personal Information (e.g. password and/or username) by logging into the Site and editing your account information. We may provide you with the opportunity to “opt-out” of having your Personal Information used for certain purposes, when we ask for this information.

We may send you service-related announcements when we believe it is necessary to do so. Generally, you may not opt-out of these announcements, which are not primarily promotional in nature. If you do not wish to receive these announcements, you have the option to deactivate your Account.

We may notify you when your Personal Information is collected by any third party that is not our agent/service provider, so you can make an informed choice as to whether or not to share your information with that party.

You may terminate your account by discontinuing your use of the Sites and providing us with a notice of termination by email to After we receive this notice we will delete your account within a commercially reasonable amount of time, however, we reserve the right not to delete your Account and to retain your Account, including any Personal Information therein, to establish or defend a legal claim, pursuant to a government order or for other purposes permitted by law. Any termination of your account may involve deletion of your Account information from our live databases and all the information and data stored for such Account in the Services. Skillz4life will not have any liability whatsoever to you for any termination of your account or related deletion of you information.

If and when we delete Personal Information that we have collected from or about you, it will be deleted from our active databases but may remain in our archives unless otherwise required by law.

While many current browsers permit you to send a signal to us about your Do Not Track (“DNT”) preferences, we do not respond to DNT signals sent from your browser.

Amendment to this policy This Privacy Policy may be changed by Skillz4life with or without notice to the user. The revised Privacy Policy shall be posted to this page so that you are aware of the information collected, how it is used and under what circumstances it will be disclosed.